What is Pivot Payment Plus?

Pivot Payment Plus is our "Take Home Layby" program

A true "interest Free" program that allows you to buy in confidence 

How does this work?

A minimun 30% Deposit is required - and you can take your goods home and pay the balance off over 12 or 18months

This program is backed by Certegy, and Australian Company who will arrange to deduct the payments from your bank acount each fornight

The most we can finance for you is $4,500.00 - so on some of our pager product ( like wood stoves) we do need to increase the requeste 30% deposit.. but plese feel free to talk to one of our staff abou this

F.A.Q.

Q How do I make payments?
A The Payment Plus System is set up as a Direct Debit System from your bank account and is Deducted Fortnightly.

Q Is there any "Hidden" Costs?
 
A Set up fee of $70 paid via direct debit over the term of the plan. A Payment Processing fee of $2.50 per direct debit transaction. An Account Keeping fee of $2.90 per month.

Q What if I don't have 30 hours of work per week?  

A Unfortunately this is a condition of the Payment Plus Program and you wont be approved.

Q I am a pensioner, Can I use this system?  
 
A Yes, Aged/Veterain Pensioners are the only accepted Pension to use this program and must be able to provide an Aged Pension Card for identification. No other Pension is accepted  

Q I am interstate, Can I use this program? 

A Yes - we are all set up to look after anyone anywhere in Australia. We will post out all this to you to complete and you need to take the Payment Form to a local Police Station.